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LIC Bima Gold Maturity Calculator – Plan 179 (2026 Updated)
If you are looking for a reliable LIC Bima Gold Maturity Calculator for Plan 179, you are at the right place. Many people get confused about how much they will get at maturity, how much survival benefit they will receive, and what the final return looks like. This guide explains everything in simple language.
Free LIC New Bima Gold Maturity Calculator
Calculator is available in the tool section below ↓
What is LIC New Bima Gold Plan 179?
LIC New Bima Gold (Table No. 179) is a popular money-back cum endowment plan. It is designed for people who want regular survival benefits during the policy term and also want their premiums returned at maturity along with loyalty additions.
This plan gives you life cover during the policy term and even after maturity for half the term with 50% sum assured. It is one of the few plans where you get money back at regular intervals.
Key Features of LIC Bima Gold Plan 179
- Policy Term: 12, 16 or 20 years
- Survival Benefits paid every 4 years
- Full premium return at maturity (minus survival benefits already paid) + Loyalty Additions
- Extended life cover after maturity (50% of Sum Assured)
- Accident Benefit Rider available
- Loan facility after 3 years
How to Use LIC Bima Gold Maturity Calculator
Our calculator is very easy to use. Just enter your age, desired sum assured, choose policy term and payment mode. The tool instantly shows you:
- Premium amount as per selected mode
- Survival benefit schedule
- Approximate maturity amount
- Death benefit during and after policy term
Example Calculation (Age 35, ₹5 Lakh Sum Assured, 20 Years Term)
Yearly Premium: Around ₹23,000 – ₹25,000 (approx)
Survival Benefits: 10% of Sum Assured every 4 years
Maturity Benefit: Return of premiums + Loyalty (varies every year)
Who Should Buy This Plan?
This plan is good for people who want:
- Regular cash flow during policy term
- Life cover even after maturity
- Guaranteed return of premiums
- Medium to long term savings with insurance protection
Important Points to Remember
Maturity amount shown in the calculator is approximate. Final amount depends on loyalty additions declared by LIC. Always take the official policy illustration from a LIC agent before buying.
💡 Pro Tip: Choose Yearly mode to get maximum rebate on premium.
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Last Updated: July 2026